There’s a danger lurking in the royal commission

Legislation won’t prevent misconduct — only individuals paying attention and taking responsibility can prevent scandals.

Analysis: Short-term returns don’t come from a magic potion

Making decisions on a long-term investment — like your superannuation — should be made with long-term analysis.

Independent living or assisted care?

The choice between independent living and a level of assisted care is a key step in the decision-making process when considering aged care options. However, a number of gaps need filling before making a final decision.

The young and the restless

Giving young adults large sums of capital can actually impair their ability to both survive and thrive financially.

Quantify the cost of an emotional purchase

Research shows that spending on experiences is perceived as three times more valuable than on things.

The seven steps to creating a lasting adviser relationship

It is quite common for dissatisfaction to creep into relationships where somebody is paying an expert for advice — whether the adviser is moving too fast or too slow, or the feeling that all contact will lead to some form of ‘sell’.

Rankings are nice — but irrelevant

It is really impossible to rank advisers in any completely objective way. All that really matters to me is that our clients rank us as number one.

Entering aged care shouldn’t cost the home

The transition to aged care comes with it a wide range of financial implications. Knowing in advance what the criteria are against which a person will be measured can help prepare for the future.

The difference between investment management and financial advice

As the institutions move towards investment management, quality financial advisers will move more towards their clients.

Why the royal commission mirrors the ball tampering scandal

The banking royal commission has resumed taking evidence recently. There is a lot to learn from what’s unfolding.